Repayment Resources

Columbia University Loans

Conduent Loan Servicer (Formerly ACS)

Post-Residency Certification Form (PCL)

Perkins Loan Forbearance SAMPLE

Perkins Cancellation Form for OT & PT

Perkins Cancellation Information for OT & PT

Homan Loan Forbearance SAMPLE

P&S School Loan Defer SAMPLE

CDM School Loan Defer SAMPLE

CU Loan Postponement Options During Post-Grad Training Chart - P&S

CU Loan Postponement Options During Post-Grad Training Chart - CDM

Direct Loans

National Student Loan Data Service

The National Student Loan Data System (NSLDS) is the U.S. Department of Education's (ED's) central database for student aid. Under Financial Aid Review, you can view your federal loans, grants, and aid overpayments.

Direct Loan Servicers

Direct Loan Consolidation

Income-Driven Repayment Plans and Public Service Loan Forgiveness

IDR - Income Driven Repayment

An income-driven repayment plan sets your monthly student loan payment at an amount that is intended to be affordable based on your income and family size. The Department of Education offers four income-driven repayment plans:

1. Revised Pay As You Earn Repayment Plan (REPAYE Plan)

2. Pay As You Earn Repayment Plan (PAYE Plan)

3. Income-Based Repayment Plan (IBR Plan)

4. Income-Contingent Repayment Plan (ICR Plan)

PSLF - Public Service Loan Forgiveness

The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

If you want to qualify for Public Service Loan Forgiveness now or in the future, complete and submit the Employment Certification form as soon as possible. Too many borrowers wait to submit this important form until they have been in repayment for several years, at which point they learn that they have not been making qualifying payments. In order to ensure you’re on track to receive forgiveness, you should continue to submit this form both annually and every time you switch employers.

IBR Info - Independent Info Source for Repayment

IBRinfo was created by the Project on Student Debt, an initiative of The Institute for College Access & Success (TICAS),to help student loan borrowers learn about income-driven repayment plans and Public Service Loan Forgiveness (PSLF). TICAS is a nonprofit, nonpartisan research and policy organization.

Unresolved Loan Servicer Issues

Office of the Ombudsman (U.S. Dept. of Ed.)

The Ombudsman Group is dedicated to helping resolve disputes related to Direct Loans, Federal Family Education Loan (FFEL) Program loans, Guaranteed Student Loans, and Perkins Loans.

Consumer Financial Protection Bureau

The Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.